By: Jack WaymirecloseAuthor: Jack Waymire Name: Jack Waymire
Email: jack@paladinregistry.com
Site: http://paladinregistry.com
About: Jack writes for the InvestorWatchdog website and Worth magazine. He worked in the financial services industry from 1976 to 2004. For twenty of those years he was the president of a Registered Investment Advisory firm and a Broker/Dealer. Jack is the author of Who's Watching Your Money? The 17 Paladin Principles for Selecting a Financial Advisor and is a co-founder of PaladinRegistry.com.See Authors Posts (87) | October 15, 2009 | Wall Street Ethics

Goldman Sachs reported today that their annual bonus pool would be reduced from previous year’s. Instead of giving our 50 percent of reveunes, they would only be giving out 43 percent of revenues. Wow, I feel so much better about that!
This equates to about $630K per employee for a bonus.

By: David HuntercloseAuthor: David Hunter Name: David Hunter
Member: Member Paladin
Quality Rating:
Email: davidhunter@horizonswealth.com
Site: http://paladinregistry.com/external/beaninformedinvestor/advisor_profile.php?advisor_id=2886
About: David Hunter has over seven and a half years of fee-only advisory experience. He has served as the primary advisor and office manager for North and South Carolina. He has a BSBA in Finance (Financial Planning) from Western Carolina University, where he currently serves on the Finance Advisory Board. David attended WCU on a full athletic scholarship to play quarterback for the Catamounts. He earned his CFP® certification in July of 2004. David was married in July 2002, to Misty, who is an English teacher employed with Buncombe County Schools. They had their first child, Sadie, in September 2008. David is an outgoing individual and enjoys working with people. What he enjoys most about Horizons Wealth Management is the true “team” atmosphere, as well, as building lasting relationships with clients. David resides in Western North Carolina where he was born and raised. He enjoys spending time with family and friends, reading mystery novels, and participating in sports such as golf, basketball and other physical fitness activities. David is a loyal football fan and frequently attends high school, college, and professional ballgames.See Authors Posts (5) | October 15, 2009 | Investor Information

NO. It was a nice dream though. Insurance companies are for profit businesses; always have been and always will be. However, there are a few steps you can take to put yourself ahead:
- Discipline yourself to have an adequate emergency fund.
- Raise your deductibles to lower premiums. (Health, Auto, Home owners) Notice I didn€™t say [...]

By: Jack WaymirecloseAuthor: Jack Waymire Name: Jack Waymire
Email: jack@paladinregistry.com
Site: http://paladinregistry.com
About: Jack writes for the InvestorWatchdog website and Worth magazine. He worked in the financial services industry from 1976 to 2004. For twenty of those years he was the president of a Registered Investment Advisory firm and a Broker/Dealer. Jack is the author of Who's Watching Your Money? The 17 Paladin Principles for Selecting a Financial Advisor and is a co-founder of PaladinRegistry.com.See Authors Posts (87) | October 11, 2009 | Investor Information

The honest answer is you cannot determine the quality of financial advisors if your sole criterion is the professionals’ ability to produce future performance. That is because financial advisors do not provide audited track records that document their past results and they cannot guarantee future returns.
When you select advisors you must use other criteria to [...]

By: Jack WaymirecloseAuthor: Jack Waymire Name: Jack Waymire
Email: jack@paladinregistry.com
Site: http://paladinregistry.com
About: Jack writes for the InvestorWatchdog website and Worth magazine. He worked in the financial services industry from 1976 to 2004. For twenty of those years he was the president of a Registered Investment Advisory firm and a Broker/Dealer. Jack is the author of Who's Watching Your Money? The 17 Paladin Principles for Selecting a Financial Advisor and is a co-founder of PaladinRegistry.com.See Authors Posts (87) | October 8, 2009 | Investor Information

We know FINRA (Financial Industry Regulatory Authority) is supposed to protect investors from bad financial advisors, bad financial service companies, and bad investment products. We know they have not been very effective based on their inability to detect the Madoff Securities scam and the alleged Stanford Financial Group fraud before thousands of investors lost billions of dollars.
We also know [...]

By: Jack WaymirecloseAuthor: Jack Waymire Name: Jack Waymire
Email: jack@paladinregistry.com
Site: http://paladinregistry.com
About: Jack writes for the InvestorWatchdog website and Worth magazine. He worked in the financial services industry from 1976 to 2004. For twenty of those years he was the president of a Registered Investment Advisory firm and a Broker/Dealer. Jack is the author of Who's Watching Your Money? The 17 Paladin Principles for Selecting a Financial Advisor and is a co-founder of PaladinRegistry.com.See Authors Posts (87) | October 2, 2009 | Investor Information

Ilene Grossbard, a Florida investor, filed suit against Securities America and its parent company Ameriprise Financial for selling her $112,000 of promissory notes that were issued by a company that is owned by Medical Capital Holdings, Inc.
Since December, 2003, Medical Capital Holdings raised $2.2 billion from more than 20,000 investors. The Securities Exchange Commission has [...]

By: Jack WaymirecloseAuthor: Jack Waymire Name: Jack Waymire
Email: jack@paladinregistry.com
Site: http://paladinregistry.com
About: Jack writes for the InvestorWatchdog website and Worth magazine. He worked in the financial services industry from 1976 to 2004. For twenty of those years he was the president of a Registered Investment Advisory firm and a Broker/Dealer. Jack is the author of Who's Watching Your Money? The 17 Paladin Principles for Selecting a Financial Advisor and is a co-founder of PaladinRegistry.com.See Authors Posts (87) | October 2, 2009 | Investor Information

You may not be familiar with FINRA (Financial Industry Regulatory Authority) and its role in protecting investors from bad securities companies, bad financial advisors, and bad investment products.
Like the SEC, FINRA has acknowledged inadequate audit practices that failed to detect the fraudulent business practices of Bernie Madoff and other Ponzi schemes. Like the SEC, FINRA