By: Bryan BeattycloseAuthor: Bryan Beatty Name: Bryan Beatty
Member: Member Paladin
Quality Rating:
Email: bbeatty@ebwllc.com
Site: http://paladinregistry.com/external/beaninformedinvestor/advisor_profile.php?advisor_id=1967
About: Bryan is a 1991 graduate of University of MD with a BS in Finance where he was the President of the Finance, Banking and Investment Society. He is a Certified Financial Planner TM (CFP) Practitioner and a member of the Financial Planning Association. Bryan has been assisting clients in all aspects of investment and retirement planning since 1992. An avid lifelong musician Bryan plays guitar and writes music in his spare time and occasional plays area venues. Originally from Baltimore MD, Bryan has lived in Northern Virginia since 1992. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and which it awards to individuals who successfully complete initial and ongoing certification requirements.See Authors Posts (5) | January 20, 2010

In Cincinnati , OH Kevin O’Brien was banned from the securities industry by FINRA the industry regulatory body. 2 months later he was chosen to manage the towns $35 million dollar budget.

Mr. O’Brien is still holding himself out as a financial advisor/professional and was appointed to a local political position. Corruption in the public sector that is treated as acceptable makes it even easier for corrupt behavior in the private sector to become acceptable.

By: Bryan BeattycloseAuthor: Bryan Beatty Name: Bryan Beatty
Member: Member Paladin
Quality Rating:
Email: bbeatty@ebwllc.com
Site: http://paladinregistry.com/external/beaninformedinvestor/advisor_profile.php?advisor_id=1967
About: Bryan is a 1991 graduate of University of MD with a BS in Finance where he was the President of the Finance, Banking and Investment Society. He is a Certified Financial Planner TM (CFP) Practitioner and a member of the Financial Planning Association. Bryan has been assisting clients in all aspects of investment and retirement planning since 1992. An avid lifelong musician Bryan plays guitar and writes music in his spare time and occasional plays area venues. Originally from Baltimore MD, Bryan has lived in Northern Virginia since 1992. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and which it awards to individuals who successfully complete initial and ongoing certification requirements.See Authors Posts (5) | October 22, 2009

In a filing with FINRA titled – FINRA Bars Former New York Broker for Defrauding Elderly Investor of More Than $500,000.
Do you worry about protecting you loved ones from being taken advantage? You should. It is not uncommon for unscrupulous insurance agents and brokers or advisors to pose as a specialist in the senior or aging community. In doing so they win the trust of seniors in a way which opens the door to potential abuses.

This not to say that all advisors or brokers do bad things or rip people off, but it is to say there needs to be a policy that protects the adult population in the adult care community. If they don’t have one then I would recommend they adopt one. You can help by understanding yourself how to protect yourself using some simple tools like. This is where you can read about some of the complaints and violations of someone who might be speaking to your loved one.

By: Bryan BeattycloseAuthor: Bryan Beatty Name: Bryan Beatty
Member: Member Paladin
Quality Rating:
Email: bbeatty@ebwllc.com
Site: http://paladinregistry.com/external/beaninformedinvestor/advisor_profile.php?advisor_id=1967
About: Bryan is a 1991 graduate of University of MD with a BS in Finance where he was the President of the Finance, Banking and Investment Society. He is a Certified Financial Planner TM (CFP) Practitioner and a member of the Financial Planning Association. Bryan has been assisting clients in all aspects of investment and retirement planning since 1992. An avid lifelong musician Bryan plays guitar and writes music in his spare time and occasional plays area venues. Originally from Baltimore MD, Bryan has lived in Northern Virginia since 1992. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and which it awards to individuals who successfully complete initial and ongoing certification requirements.See Authors Posts (5) | July 31, 2009

Ameriprise to pay $17.3 million to settle case with the SEC. http://www.investmentnews.com/apps/pbcs.dll/article?AID=/20090719/REG/307199991&ht=ameriprise

One of the things that clients or prospective clients need to do is ask why a particular investment was recommended. Many people do. What they don’t ask however is how much do you get paid to recommend that investment. They should know how their advisor or broker gets paid. They should know if their are different ways to invest. Investors have a right to know how much they are paying for any product or services. What the industry needs more than anything else is transparency.

By: Bryan BeattycloseAuthor: Bryan Beatty Name: Bryan Beatty
Member: Member Paladin
Quality Rating:
Email: bbeatty@ebwllc.com
Site: http://paladinregistry.com/external/beaninformedinvestor/advisor_profile.php?advisor_id=1967
About: Bryan is a 1991 graduate of University of MD with a BS in Finance where he was the President of the Finance, Banking and Investment Society. He is a Certified Financial Planner TM (CFP) Practitioner and a member of the Financial Planning Association. Bryan has been assisting clients in all aspects of investment and retirement planning since 1992. An avid lifelong musician Bryan plays guitar and writes music in his spare time and occasional plays area venues. Originally from Baltimore MD, Bryan has lived in Northern Virginia since 1992. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and which it awards to individuals who successfully complete initial and ongoing certification requirements.See Authors Posts (5) | June 24, 2009

Jeffrey Southard stole $1.83 million from clients. At the time he was working with Ameriprise then named American Express Financial Advisors where he was suspended and allowed to resign. If a prospective client checked  the registration report on this broker they would have seen in September 13, 2003 that Ameriprise "settled in the field offered unregistered securities and commingled clients funds with my own". Yet once he registered with Gunn Allen, another broker dealer, he alledgedly repeated the behavior.  If a prospective client was to pull the FINRA filing of that broker between 2003 and 2008, when he plead guilty to other additional charges, they would have had reason to consider not doing business with this individual.  The report as of 09/13/2003 reflected this suspicious behavior. That is why the FINRA report exists.

Clients need to arm themselves with information. Do your due diligence!  FINRA broker check is one way to check on a registered advisor’s history.  Another safeguard is to check with the Better Business Bureau for general business complaints if they are registered.

By: Bryan BeattycloseAuthor: Bryan Beatty Name: Bryan Beatty
Member: Member Paladin
Quality Rating:
Email: bbeatty@ebwllc.com
Site: http://paladinregistry.com/external/beaninformedinvestor/advisor_profile.php?advisor_id=1967
About: Bryan is a 1991 graduate of University of MD with a BS in Finance where he was the President of the Finance, Banking and Investment Society. He is a Certified Financial Planner TM (CFP) Practitioner and a member of the Financial Planning Association. Bryan has been assisting clients in all aspects of investment and retirement planning since 1992. An avid lifelong musician Bryan plays guitar and writes music in his spare time and occasional plays area venues. Originally from Baltimore MD, Bryan has lived in Northern Virginia since 1992. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and which it awards to individuals who successfully complete initial and ongoing certification requirements.See Authors Posts (5) | May 15, 2009

I watch too much TV that is for sure. I am positive the most often run commercial is for gold. Why is that even important? I think that is a fair question. I want you to think back to the last time everyone could make money in real estate was the most aired commercial. One of the most popular TV shows was "flip this house" (2006) .

Look where our housing market is today. Think back to all the commercials in 1999 about day trading. One particular commercial is one where a tow truck driver picks up to a "Yuppie" who’s "Beemer" is broken down on the side of the road. The "Yuppie" comments on a photo of an island on the visor and asks "Vacation?" Answer: "No that’s mine I bought it?" Response " Well why do you drive a tow truck?" Answer: " I like to help people." 

I believe that was an E-trade commercial. So, what’s my point? If it seems that it is what everyone should be doing and it is so easy to make money doing it then it is clearly a bubble. Grant it a bubble can grow quite large. Money can still be made but the risk is very high. Beware of the enticement of gold.