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	<title>Investor Watchdog - Finance Education &#187; Jack Waymire</title>
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	<link>http://www.investorwatchdog.com</link>
	<description>Timely financial educational resource information is your best defense against investment schemes &#38; scams</description>
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		<title>Investors Have Short-Term Memories</title>
		<link>http://www.investorwatchdog.com/investors-have-short-term-memories</link>
		<comments>http://www.investorwatchdog.com/investors-have-short-term-memories#comments</comments>
		<pubDate>Wed, 10 Feb 2010 00:08:39 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>
		<category><![CDATA[Who Can I Trust?]]></category>
		<category><![CDATA[independent financial advisors]]></category>
		<category><![CDATA[Registered Investment Advisors]]></category>
		<category><![CDATA[Wall Street Conflicts of Interest]]></category>
		<category><![CDATA[Wall Street Executives]]></category>
		<category><![CDATA[Wall Street Fines]]></category>
		<category><![CDATA[Wall Street Losses]]></category>
		<category><![CDATA[Wall Street Marketing Tactics]]></category>

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		<description><![CDATA[Wall Street is counting on the short-term memories of millions of investors who need their services so it can return to business as usual. 
Two times in the past decade Wall Street greed and incompetence created trillions of dollars of losses for investors. You might think investors would be fed up and pull their assets [...]]]></description>
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		<title>BofA Merrill Adding 2,000 Brokers</title>
		<link>http://www.investorwatchdog.com/bofa-merrill-adding-2000-brokers</link>
		<comments>http://www.investorwatchdog.com/bofa-merrill-adding-2000-brokers#comments</comments>
		<pubDate>Thu, 04 Feb 2010 01:02:20 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[Sales Representatives]]></category>
		<category><![CDATA[BofA]]></category>
		<category><![CDATA[Brand Name Marketing]]></category>
		<category><![CDATA[Leverage Relationships]]></category>
		<category><![CDATA[Mass-Affluent Investors]]></category>
		<category><![CDATA[Merrill Lynch]]></category>
		<category><![CDATA[New Stockbrokers]]></category>

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		<description><![CDATA[The Financial Times reported BofA Merrill Lynch plans to hire 2,000 brokers over the next 12 months. They will hire inexperienced brokers rather than pay big upfront fees for established professionals. These brokers will market investment products to BofA&#8217;s 17 million mass-affluent customers who need wealth management services.
Alois Pirker, research director at Alte Group LLC [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Advisors Could be Politicians</title>
		<link>http://www.investorwatchdog.com/financial-advisors-could-be-politicians</link>
		<comments>http://www.investorwatchdog.com/financial-advisors-could-be-politicians#comments</comments>
		<pubDate>Sat, 30 Jan 2010 00:33:41 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[The Politicians]]></category>
		<category><![CDATA[deceptive sales tactics]]></category>
		<category><![CDATA[Financial Advisor Spin]]></category>
		<category><![CDATA[Political Spin]]></category>
		<category><![CDATA[President Obama]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>

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		<description><![CDATA[I was reminded the other night, watching President Obama&#8217;s State of the Union message, that politicians and low quality financial advisors use the same deceptive sales tactics.
First, Obama told people what they wanted to hear. They wanted to lower unemployment; he will lower unemployment. They wanted economic growth; he will create growth. Financial advisors use [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The American Aristocrats</title>
		<link>http://www.investorwatchdog.com/the-american-aristocrats</link>
		<comments>http://www.investorwatchdog.com/the-american-aristocrats#comments</comments>
		<pubDate>Thu, 28 Jan 2010 03:37:42 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Investor Information]]></category>
		<category><![CDATA[The Politicians]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3282</guid>
		<description><![CDATA[There are aristocrats in the U.S., but membership in this exclusive club is not based on bloodlines, it is based on money and political power. The new aristocrats are key executives of major companies who control the money and Washington politicians who control the power. Politicians need money to gain and retain power. Executives need favorable regulations to maximize profits and bonuses. They work [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Phony War on Wall Street</title>
		<link>http://www.investorwatchdog.com/the-phony-war-on-wall-street</link>
		<comments>http://www.investorwatchdog.com/the-phony-war-on-wall-street#comments</comments>
		<pubDate>Thu, 28 Jan 2010 01:19:37 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[The Politicians]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>

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		<description><![CDATA[The politicians are incensed about the economic damage that was caused by Wall Street greed and stupidity. As ususal politicians are telling an outraged public what it wants to hear: &#8220;We will enact new regulations that will prevent this type of economic meltdown in the future.&#8221; The finance, insurance, and real estate industries contributed $85 million to federal lawmakers in the [...]]]></description>
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		<slash:comments>1</slash:comments>
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