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	<title>Investor Watchdog - Finance Education &#187; Bad Financial Advice</title>
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	<link>http://www.investorwatchdog.com</link>
	<description>Timely financial educational resource information is your best defense against investment schemes &#38; scams</description>
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		<title>Money Managers&#8217; Creative Advertising Messages</title>
		<link>http://www.investorwatchdog.com/money-managers-creative-advertising-messages</link>
		<comments>http://www.investorwatchdog.com/money-managers-creative-advertising-messages#comments</comments>
		<pubDate>Wed, 01 Feb 2012 20:14:05 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Bad Financial Advice]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[audited track records]]></category>
		<category><![CDATA[franklin tempelton]]></category>
		<category><![CDATA[GIPS compliant]]></category>
		<category><![CDATA[money managers]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/money-managers-creative-advertising-messages</guid>
		<description><![CDATA[I&#8217;m fascinated with the advertising messages of money managers who want people to believe they produce exceptional results for their clients.
Unfortunately, no money management firm can make that claim so they resort to marketing messages that convey exceptional results without saying they actually produce those results.
One of my favorites is Franklin Templeton&#8217;s message that it [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Should Insurance Agents Sell Investment Products?</title>
		<link>http://www.investorwatchdog.com/should-insurance-agents-sell-investment-products</link>
		<comments>http://www.investorwatchdog.com/should-insurance-agents-sell-investment-products#comments</comments>
		<pubDate>Thu, 29 Dec 2011 21:13:15 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Bad Financial Advice]]></category>
		<category><![CDATA[Insurance Companies]]></category>
		<category><![CDATA[Who Can I Trust?]]></category>
		<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[Cross-Selling]]></category>
		<category><![CDATA[Insurance Agents]]></category>
		<category><![CDATA[Insurance Executives]]></category>
		<category><![CDATA[Leverage Relationships]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/should-insurance-agents-sell-investment-products</guid>
		<description><![CDATA[I say &#8220;absolutely not&#8221; if the agent&#8217;s primary business is selling auto, home, or health insurance. It is a different story if the agent&#8217;s main business is selling variable annuities and other investment products inside insurance contracts. Even then you should be questioning the agent&#8217;s experience, registrations, and certifications. 
You might be asking, &#8220;Why do [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>What are Legal Investment Scams?</title>
		<link>http://www.investorwatchdog.com/what-are-legal-investment-scams</link>
		<comments>http://www.investorwatchdog.com/what-are-legal-investment-scams#comments</comments>
		<pubDate>Wed, 14 Dec 2011 19:59:27 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Bad Financial Advice]]></category>
		<category><![CDATA[Bad Products & Services]]></category>
		<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[Ponzi Schemes]]></category>
		<category><![CDATA[Annuities]]></category>
		<category><![CDATA[Investment Commissions]]></category>
		<category><![CDATA[Investment Experts]]></category>
		<category><![CDATA[investment fraud]]></category>
		<category><![CDATA[investment scam]]></category>
		<category><![CDATA[Investor Watchdog]]></category>
		<category><![CDATA[Performance Reports]]></category>
		<category><![CDATA[Risk Tolerance]]></category>
		<category><![CDATA[Undisclosed Risk]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/what-are-legal-investment-scams</guid>
		<description><![CDATA[Everyone has read about illegal Ponzi schemes and Wall Street&#8217;s fraudulent investment scams that have resulted in major fines to companies.
What you don&#8217;t read about are legal investment scams that impact millions of investors. Following are examples of frequent abuses.
Definition: Legal scams benefit the advisor or the advisor&#8217;s company more than they benefit you.
Advisors sell [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Advisor Admits Fraud-Employed at a Trusted Wall Street Firm!!</title>
		<link>http://www.investorwatchdog.com/advisor-admits-fraud-employed-at-a-trusted-wall-street-firm</link>
		<comments>http://www.investorwatchdog.com/advisor-admits-fraud-employed-at-a-trusted-wall-street-firm#comments</comments>
		<pubDate>Sat, 20 Feb 2010 01:52:35 +0000</pubDate>
		<dc:creator>Daniel Chen</dc:creator>
				<category><![CDATA[Bad Financial Advice]]></category>
		<category><![CDATA[Report Fraud]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3377</guid>
		<description><![CDATA[This type of action continues to show all of us that the responsibility of qualifying a competent and trusted Advisor to work with still resides with the individual. The investor needs to educate themselves on how to decide on what type of advisor to work with. Investors need to ask questions, review certifications, review investment [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Legal Investment Scams</title>
		<link>http://www.investorwatchdog.com/legal-investment-scams</link>
		<comments>http://www.investorwatchdog.com/legal-investment-scams#comments</comments>
		<pubDate>Mon, 07 Dec 2009 16:49:38 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Bad Financial Advice]]></category>
		<category><![CDATA[Bad Products & Services]]></category>
		<category><![CDATA[bad annuities]]></category>
		<category><![CDATA[bad mutual funds]]></category>
		<category><![CDATA[bank investment products]]></category>
		<category><![CDATA[Illegal Investment Scams]]></category>
		<category><![CDATA[insurance company investment products]]></category>
		<category><![CDATA[Legal Investment Scams]]></category>
		<category><![CDATA[Ponzi Schemes]]></category>

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		<description><![CDATA[You have read hundreds of stories describing Ponzi schemes and other illegal investment scams. But, investor losses from those scams are a drop in the bucket compared to legal investment scams.
Legal scams are perpetrated by unscrupulous, licensed advisors who deliberately sell bad investment products that benefit them or their companies. An example of a bad [...]]]></description>
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