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	<title>Investor Watchdog - Finance Education &#187; Conflicts of Interest</title>
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	<description>Timely financial educational resource information is your best defense against investment schemes &#38; scams</description>
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		<title>Investors Have Short-Term Memories</title>
		<link>http://www.investorwatchdog.com/investors-have-short-term-memories</link>
		<comments>http://www.investorwatchdog.com/investors-have-short-term-memories#comments</comments>
		<pubDate>Wed, 10 Feb 2010 00:08:39 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>
		<category><![CDATA[Who Can I Trust?]]></category>
		<category><![CDATA[independent financial advisors]]></category>
		<category><![CDATA[Registered Investment Advisors]]></category>
		<category><![CDATA[Wall Street Conflicts of Interest]]></category>
		<category><![CDATA[Wall Street Executives]]></category>
		<category><![CDATA[Wall Street Fines]]></category>
		<category><![CDATA[Wall Street Losses]]></category>
		<category><![CDATA[Wall Street Marketing Tactics]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/investors-have-short-term-memories</guid>
		<description><![CDATA[Wall Street is counting on the short-term memories of millions of investors who need their services so it can return to business as usual. 
Two times in the past decade Wall Street greed and incompetence created trillions of dollars of losses for investors. You might think investors would be fed up and pull their assets [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>401K Participants Beware</title>
		<link>http://www.investorwatchdog.com/401k-participants-beware</link>
		<comments>http://www.investorwatchdog.com/401k-participants-beware#comments</comments>
		<pubDate>Sat, 21 Nov 2009 02:35:34 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[The Politicians]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[401k Participants]]></category>
		<category><![CDATA[401k Trustees]]></category>
		<category><![CDATA[Department of Labor]]></category>
		<category><![CDATA[DOL]]></category>
		<category><![CDATA[Fiduciary Financial Advisors]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[Financial Security]]></category>
		<category><![CDATA[Retirement Lifestyle]]></category>
		<category><![CDATA[Wall Street Lobbyists]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/401k-participants-beware</guid>
		<description><![CDATA[The Department of Labor recently withdrew a new rule that would have allowed financial advisors, who acknowledge they are fiduciaries and work for fees, to give advice to 401k participants.
As Jason Roberts, an attorney at Reish and Reicher, said, &#8220;It seems like someone in Congress gave the DOL an order to stand down.&#8221; In my opinion, Wall Street [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What You Get From a Fee-Only Financial Planner</title>
		<link>http://www.investorwatchdog.com/what-you-get-from-a-fee-only-financial-planner</link>
		<comments>http://www.investorwatchdog.com/what-you-get-from-a-fee-only-financial-planner#comments</comments>
		<pubDate>Wed, 11 Nov 2009 17:37:51 +0000</pubDate>
		<dc:creator>Rick Kahler</dc:creator>
				<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[Financial Planners]]></category>
		<category><![CDATA[commissions]]></category>
		<category><![CDATA[Compensation]]></category>
		<category><![CDATA[fee-based planner]]></category>
		<category><![CDATA[fee-only financial planner]]></category>
		<category><![CDATA[investment advisor]]></category>
		<category><![CDATA[SEC]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=2880</guid>
		<description><![CDATA[What exactly do you get when you engage a fee-only financial planner?
This question seems so obvious that it is rarely asked, yet its answer is important.
Fee-only planners, much like attorneys and physicians, are compensated for their knowledge and their services. They do not receive commissions by selling products such as insurance or investments. 
For many [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Financial Planning Fees You See and Those You Don&#8217;t</title>
		<link>http://www.investorwatchdog.com/financial-planning-fees-you-see-and-those-you-dont</link>
		<comments>http://www.investorwatchdog.com/financial-planning-fees-you-see-and-those-you-dont#comments</comments>
		<pubDate>Mon, 26 Oct 2009 15:40:34 +0000</pubDate>
		<dc:creator>Rick Kahler</dc:creator>
				<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[Sales Representatives]]></category>
		<category><![CDATA[back-end load commission]]></category>
		<category><![CDATA[commissions]]></category>
		<category><![CDATA[fee-only financial advisor]]></category>
		<category><![CDATA[financial planning fees]]></category>
		<category><![CDATA[financial salespeople]]></category>
		<category><![CDATA[full disclosure]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[stock brokers]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=2789</guid>
		<description><![CDATA[Not long ago I was meeting with a couple who were relatively new clients. We were going over data on a recent mutual fund investment, and I commented that I was surprised to see the fund offered a commission of 2.25%. As a fee-only financial planner, I rarely pay much attention to whether a fund [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Group Benefits Not Always a Bargain</title>
		<link>http://www.investorwatchdog.com/group-benefits-not-always-a-bargain</link>
		<comments>http://www.investorwatchdog.com/group-benefits-not-always-a-bargain#comments</comments>
		<pubDate>Wed, 21 Oct 2009 16:08:15 +0000</pubDate>
		<dc:creator>Amy Herrick</dc:creator>
				<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[group health insurance benefits]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=2740</guid>
		<description><![CDATA[You see it is essential to understand you don't really own the group policy, your employer does. You are allowed to participate in it as long as your employer chooses to have it in force for your convenience.]]></description>
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