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	<title>Investor Watchdog - Finance Education &#187; Financial Advisors</title>
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	<link>http://www.investorwatchdog.com</link>
	<description>Timely financial educational resource information is your best defense against investment schemes &#38; scams</description>
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		<title>Why Don&#8217;t Financial Advisors Have Track Records?</title>
		<link>http://www.investorwatchdog.com/why-dont-financial-advisors-have-track-records-2</link>
		<comments>http://www.investorwatchdog.com/why-dont-financial-advisors-have-track-records-2#comments</comments>
		<pubDate>Sun, 08 Jan 2012 00:38:59 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Advisor Monitoring]]></category>
		<category><![CDATA[Financial Advisors]]></category>
		<category><![CDATA[Performance Reporting]]></category>
		<category><![CDATA[track records]]></category>
		<category><![CDATA[Accountability]]></category>
		<category><![CDATA[financial advisors]]></category>
		<category><![CDATA[Investment Advisors]]></category>
		<category><![CDATA[money managers]]></category>
		<category><![CDATA[Performance Measurement]]></category>
		<category><![CDATA[Separate Account Managers]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/why-dont-financial-advisors-have-track-records-2</guid>
		<description><![CDATA[Money managers have track records. That is because they provide the same service to multiple investors. Examples of money managers are mutual funds, separate account managers, and hedge funds. These managers are firms of professionals who select investments (securities) for your assets.
Financial advisors do not have track records. They say it is because they provide [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Should I Manage My Own Money?</title>
		<link>http://www.investorwatchdog.com/should-i-manage-my-own-money</link>
		<comments>http://www.investorwatchdog.com/should-i-manage-my-own-money#comments</comments>
		<pubDate>Sun, 20 Nov 2011 18:04:30 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Financial Advisors]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[ameritrade]]></category>
		<category><![CDATA[Bad Performance]]></category>
		<category><![CDATA[Charles Schwab]]></category>
		<category><![CDATA[Discount Brokerage]]></category>
		<category><![CDATA[Etrade]]></category>
		<category><![CDATA[Investment Expert]]></category>
		<category><![CDATA[Scott Trade]]></category>
		<category><![CDATA[Select an Advisor]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/should-i-manage-my-own-money</guid>
		<description><![CDATA[Notwithstanding clever advertising by Etrade, Schwab, Scott Trade, and Ameritrade managing your own money is not easy. It is a time consuming process that requires specialized expertise. So my immediate response to this question is you should NOT manage your own money!
However, it depends on your definition of money management. My definition is picking the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Advisor Titles are Confusing</title>
		<link>http://www.investorwatchdog.com/financial-advisor-titles-are-confusing</link>
		<comments>http://www.investorwatchdog.com/financial-advisor-titles-are-confusing#comments</comments>
		<pubDate>Thu, 03 Nov 2011 20:53:40 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[Financial Advisors]]></category>
		<category><![CDATA[Financial Planners]]></category>
		<category><![CDATA[Certified Financial Planner]]></category>
		<category><![CDATA[CFP]]></category>
		<category><![CDATA[Documentation]]></category>
		<category><![CDATA[financial advisors]]></category>
		<category><![CDATA[financial planners]]></category>
		<category><![CDATA[Misrepresentation]]></category>
		<category><![CDATA[money managers]]></category>
		<category><![CDATA[Sales Representatives]]></category>
		<category><![CDATA[Sales Resistance]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/financial-advisor-titles-are-confusing</guid>
		<description><![CDATA[One of the most frequent requests we receive from investors is asking us to describe the key differences between titles that are used by financial advisors and representatives.
As background, these titles are confusing because the financial service industry wants them to be confusing. Lower quality advisors are more productive when they blur distinctions between themselves [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Merrill Lynch&#8217;s Latest Anti-Investor Edict</title>
		<link>http://www.investorwatchdog.com/merrill-lynchs-latest-anti-investor-edict</link>
		<comments>http://www.investorwatchdog.com/merrill-lynchs-latest-anti-investor-edict#comments</comments>
		<pubDate>Mon, 10 Jan 2011 22:53:07 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Bad Products & Services]]></category>
		<category><![CDATA[Financial Advisors]]></category>
		<category><![CDATA[insurance products]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[Merrill Lynch]]></category>
		<category><![CDATA[stockbrokers]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/merrill-lynchs-latest-anti-investor-edict</guid>
		<description><![CDATA[What does it mean to investors when Merrill Lynch tells its 15,000 stockbrokers they must produce at least $250,000 of annual revenue or they will be fired?
Merrill Lynch brokers have two major choices to make. First is whether they do what is best for their clients or do they do what it takes to save [...]]]></description>
		<wfw:commentRss>http://www.investorwatchdog.com/merrill-lynchs-latest-anti-investor-edict/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Not to Hire a Financial Advisor or Financial Planner</title>
		<link>http://www.investorwatchdog.com/how-not-to-hire-a-financial-advisor-or-financial-planner</link>
		<comments>http://www.investorwatchdog.com/how-not-to-hire-a-financial-advisor-or-financial-planner#comments</comments>
		<pubDate>Mon, 21 Jun 2010 17:48:46 +0000</pubDate>
		<dc:creator>DFree</dc:creator>
				<category><![CDATA[Financial Advisors]]></category>
		<category><![CDATA[Financial Planners]]></category>
		<category><![CDATA[background checs]]></category>
		<category><![CDATA[Bernie Madoff]]></category>
		<category><![CDATA[competence]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[how not to hire a financial advisor]]></category>
		<category><![CDATA[how to hire]]></category>
		<category><![CDATA[how to interview financial advisors]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3433</guid>
		<description><![CDATA[If you&#8217;re considering hiring a financial advisor or financial planner, here are five things you should avoid during your selection process.
1. Never limit your hiring criteria solely on where the advisor is located in relation to where you live. You should always look for the most competent financial professional vs. the most convenient. 
2. Don&#8217;t [...]]]></description>
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