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	<title>Investor Watchdog - Finance Education &#187; The Regulators</title>
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	<link>http://www.investorwatchdog.com</link>
	<description>Timely financial educational resource information is your best defense against investment schemes &#38; scams</description>
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		<title>Brokers versus Advisers</title>
		<link>http://www.investorwatchdog.com/brokers-versus-advisers</link>
		<comments>http://www.investorwatchdog.com/brokers-versus-advisers#comments</comments>
		<pubDate>Tue, 16 Feb 2010 22:58:39 +0000</pubDate>
		<dc:creator>Matthew Arndt, CFA, CPA, CFP</dc:creator>
				<category><![CDATA[How to Select Advisors]]></category>
		<category><![CDATA[The Regulators]]></category>
		<category><![CDATA[brokers]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[Fiduciary]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[FINRA]]></category>
		<category><![CDATA[investment adviser]]></category>
		<category><![CDATA[investment advisor]]></category>
		<category><![CDATA[RAND Institute]]></category>
		<category><![CDATA[TD Ameritrade]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3359</guid>
		<description><![CDATA[Many investors are confused about the term investment advice and the different types of professionals who can provide it. Most investors do not understand the differences between investment adviser representatives or brokers calling themselves financial advisers; and the standard of care they think they are receiving from each. 
Fee only investment advisers are legally obligated [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Globalization at Its Worst</title>
		<link>http://www.investorwatchdog.com/globalization-at-its-worst</link>
		<comments>http://www.investorwatchdog.com/globalization-at-its-worst#comments</comments>
		<pubDate>Fri, 05 Feb 2010 16:42:16 +0000</pubDate>
		<dc:creator>Matthew Arndt, CFA, CPA, CFP</dc:creator>
				<category><![CDATA[The Regulators]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>
		<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Bank Bailout]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[JP Morgan Chase]]></category>
		<category><![CDATA[money laundering]]></category>
		<category><![CDATA[Terrorism]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3321</guid>
		<description><![CDATA[Just when you thought the ill stench wafting from Wall Street couldn&#8217;t get any worse. A recent U.S. report details how large American banks like Citigroup, Bank of America, and JP Morgan Chase facilitated the laundering of hundreds of millions of dollars on behalf of corrupt foreign officials who were subjects of criminal investigations into [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Roadmap to Financial Reform</title>
		<link>http://www.investorwatchdog.com/roadmap-to-financial-reform</link>
		<comments>http://www.investorwatchdog.com/roadmap-to-financial-reform#comments</comments>
		<pubDate>Mon, 01 Feb 2010 16:02:28 +0000</pubDate>
		<dc:creator>Matthew Arndt, CFA, CPA, CFP</dc:creator>
				<category><![CDATA[The Politicians]]></category>
		<category><![CDATA[The Regulators]]></category>
		<category><![CDATA[Bailout Funds]]></category>
		<category><![CDATA[Bank bailouts]]></category>
		<category><![CDATA[Bear Stearns]]></category>
		<category><![CDATA[Capitalism]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[financial reform]]></category>
		<category><![CDATA[government bailouts]]></category>
		<category><![CDATA[Too Big to Fail]]></category>
		<category><![CDATA[U.S. Treasury]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3308</guid>
		<description><![CDATA[It&#8217;s conceptually simple: take away any government protection for stockholders, management and creditors of large financial institutions to help shrink their appetite for risk-taking. For instance, in the case of the Bear Stearns debacle stockholders should have been wiped out; management should have been fired; and the bondholders should have suffered significant losses. Instead, stockholders [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Big Money Market Fund Freeze</title>
		<link>http://www.investorwatchdog.com/the-big-money-market-fund-freeze</link>
		<comments>http://www.investorwatchdog.com/the-big-money-market-fund-freeze#comments</comments>
		<pubDate>Thu, 28 Jan 2010 16:39:03 +0000</pubDate>
		<dc:creator>Matthew Arndt, CFA, CPA, CFP</dc:creator>
				<category><![CDATA[Investor Information]]></category>
		<category><![CDATA[The Regulators]]></category>
		<category><![CDATA[bernard madoff]]></category>
		<category><![CDATA[cash deposits]]></category>
		<category><![CDATA[financial meltdown]]></category>
		<category><![CDATA[Mary Shapiro]]></category>
		<category><![CDATA[Money Market Fund]]></category>
		<category><![CDATA[money market funds]]></category>
		<category><![CDATA[safe investments]]></category>
		<category><![CDATA[SEC]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3284</guid>
		<description><![CDATA[All those invested in Money Market Funds beware. In a nearly unanimous vote the SEC has made it legal for Money Market Funds to have the ability to suspend redemptions if they see fit. So as it stands if there were another financial meltdown, money market investors would NOT be able to withdraw their money [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Happened to Our $180 Billion?</title>
		<link>http://www.investorwatchdog.com/what-happened-to-our-180-billion</link>
		<comments>http://www.investorwatchdog.com/what-happened-to-our-180-billion#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:05:44 +0000</pubDate>
		<dc:creator>Matthew Arndt, CFA, CPA, CFP</dc:creator>
				<category><![CDATA[The Regulators]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[bailouts]]></category>
		<category><![CDATA[Ben Bernanke]]></category>
		<category><![CDATA[Dan Jester]]></category>
		<category><![CDATA[Donald Kohn]]></category>
		<category><![CDATA[Fed]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Goldman Sachs]]></category>
		<category><![CDATA[Henry Paulson]]></category>
		<category><![CDATA[Timothy Geithner]]></category>
		<category><![CDATA[US Treasury]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3243</guid>
		<description><![CDATA[As testimony gets underway about the global insurer AIG&#8217;s rescue and the suspicious activity that surrounds it here are the facts you need to know:
A.I.G. has received $180 billion in taxpayer commitments.
In 2008 after the rescuing of AIG commenced, Fed officials rejected a proposal that would have forced its trading partners to return $30 billion [...]]]></description>
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