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	<title>Investor Watchdog - Finance Education &#187; Wall Street Ethics</title>
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	<description>Timely financial educational resource information is your best defense against investment schemes &#38; scams</description>
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		<title>Goldman Sachs on Most Hated List</title>
		<link>http://www.investorwatchdog.com/goldman-sachs-on-most-hated-list</link>
		<comments>http://www.investorwatchdog.com/goldman-sachs-on-most-hated-list#comments</comments>
		<pubDate>Thu, 19 Jan 2012 17:26:43 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Illegal Schemes & Scams]]></category>
		<category><![CDATA[Wall Street Business Practices]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>
		<category><![CDATA[Wall Street Executives]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/goldman-sachs-on-most-hated-list</guid>
		<description><![CDATA[According to 24/7 Wall St.&#8217;s research, Goldman Sachs has made it onto its 10 Most Hated companies list.
I am not surprised. The greed of GS executives has become legendary and their actions severely damaged investors and the U.S. economy. Exposure started in 2010 when the company was sued for fraud and settled for $550 million [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Full Transparency Scares Wall Street Executives</title>
		<link>http://www.investorwatchdog.com/full-transparency-scares-wall-street-executives</link>
		<comments>http://www.investorwatchdog.com/full-transparency-scares-wall-street-executives#comments</comments>
		<pubDate>Mon, 19 Dec 2011 20:19:54 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[Full Transparency]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>
		<category><![CDATA[Who Can I Trust?]]></category>
		<category><![CDATA[corruption]]></category>
		<category><![CDATA[Documentation]]></category>
		<category><![CDATA[ethics]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[full disclosure]]></category>
		<category><![CDATA[investment advisor]]></category>
		<category><![CDATA[Lobbyists]]></category>
		<category><![CDATA[Money Manager]]></category>
		<category><![CDATA[politicians]]></category>
		<category><![CDATA[transparency]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3669</guid>
		<description><![CDATA[What is full transparency when you buy investment advice, recommendations, and products?
Transparency occurs when investors are provided an easy-to-read document that contains all of the facts they need to make an informed decision when they select advisors and invest their assets.
Wall Street spends millions of lobbyist dollars per year fighting transparency. Corrupt politicians who are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why Do Wall Street Companies Pay Fines Without Admitting Guilt?</title>
		<link>http://www.investorwatchdog.com/why-do-wall-street-companies-pay-fines-without-admitting-guilt</link>
		<comments>http://www.investorwatchdog.com/why-do-wall-street-companies-pay-fines-without-admitting-guilt#comments</comments>
		<pubDate>Wed, 07 Dec 2011 18:17:01 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[The Politicians]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>
		<category><![CDATA[Wall Street Scams]]></category>
		<category><![CDATA[$285 million]]></category>
		<category><![CDATA[broker/dealers]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[Fiduciary]]></category>
		<category><![CDATA[Fines]]></category>
		<category><![CDATA[politicians]]></category>
		<category><![CDATA[regulations]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/why-do-wall-street-companies-pay-fines-without-admitting-guilt</guid>
		<description><![CDATA[If Wall Street companies admitted guilt, they would lose a large number of investor lawsuits.
For example, Citigroup sold investors $1 billion of a CDO that contained toxic subprime mortgages. Investors lost $700 million. Citigroup made $160 million from fees and bets that the CDO would fail. Citigroup agreed to pay a $285 million fine without [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Investors Have Short-Term Memories</title>
		<link>http://www.investorwatchdog.com/investors-have-short-term-memories-2</link>
		<comments>http://www.investorwatchdog.com/investors-have-short-term-memories-2#comments</comments>
		<pubDate>Wed, 07 Dec 2011 17:51:35 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Bad Products & Services]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>
		<category><![CDATA[Wall Street Scams]]></category>
		<category><![CDATA[Who Can I Trust?]]></category>
		<category><![CDATA[$285 million]]></category>
		<category><![CDATA[CDO]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[Fiduciary]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3662</guid>
		<description><![CDATA[Wall Street companies cheat investors to maximize earnings, share prices, and executive bonuses.
When they are caught, companies pay fines to make the problem go away.
The latest example is Citigroup&#8217;s agreement to pay a $285 million fine to settle an SEC action that stated it sold investors $1 billion of a CDO then bet against the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Good is That AAA Quality Rating?</title>
		<link>http://www.investorwatchdog.com/how-good-is-that-aaa-quality-rating</link>
		<comments>http://www.investorwatchdog.com/how-good-is-that-aaa-quality-rating#comments</comments>
		<pubDate>Wed, 07 Dec 2011 17:21:22 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>
		<category><![CDATA[Wall Street Scams]]></category>
		<category><![CDATA[AAA]]></category>
		<category><![CDATA[CDO]]></category>
		<category><![CDATA[Delphinius]]></category>
		<category><![CDATA[Moodys]]></category>
		<category><![CDATA[S&P]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[Wells Notice]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/how-good-is-that-aaa-quality-rating</guid>
		<description><![CDATA[S&#038;P&#8217;s parent company, McGraw-Hill Cos, told investors it had received a notice a Wells Notice from the SEC stating the regulatory agency may institute a civil injunctive action against S&#038;P that included civil monetary penalties and disgorgement of fees.
As reported by Carrie Bay at DSNews, a Wells Notice from the SEC signals the recipient is [...]]]></description>
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