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	<title>Investor Watchdog - Finance Education</title>
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	<link>http://www.investorwatchdog.com</link>
	<description>Timely financial educational resource information is your best defense against investment schemes &#38; scams</description>
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		<title>Morgan Stanley sues ex Brokers that look to serve thier clients in an independent fashion</title>
		<link>http://www.investorwatchdog.com/morgan-stanley-sues-ex-brokers-that-look-to-serve-thier-clients-in-an-independent-fashion</link>
		<comments>http://www.investorwatchdog.com/morgan-stanley-sues-ex-brokers-that-look-to-serve-thier-clients-in-an-independent-fashion#comments</comments>
		<pubDate>Fri, 05 Mar 2010 21:55:27 +0000</pubDate>
		<dc:creator>Daniel Chen</dc:creator>
				<category><![CDATA[Investor Information]]></category>
		<category><![CDATA[Name Brand Brokers doing damage Controll]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3390</guid>
		<description><![CDATA[I found this artcle to be very interesting. In order for Morgan Stanley to continue perpetuating thier practice of serving clients while maintainng thier army of brokers they have taken the following action. Even though brokers are looking to serve thier clients in a different fashion, MS will take action to not lose the revenue [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Choose the Right Adviser?</title>
		<link>http://www.investorwatchdog.com/how-to-choose-the-right-adviser</link>
		<comments>http://www.investorwatchdog.com/how-to-choose-the-right-adviser#comments</comments>
		<pubDate>Mon, 22 Feb 2010 23:05:01 +0000</pubDate>
		<dc:creator>Matthew Arndt, CFA, CPA, CFP</dc:creator>
				<category><![CDATA[Financial Advisors]]></category>
		<category><![CDATA[How to Select Advisors]]></category>
		<category><![CDATA[brokers]]></category>
		<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[credentials]]></category>
		<category><![CDATA[Fiduciary]]></category>
		<category><![CDATA[fiduciary standard]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[financial adviser]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[investment adviser]]></category>
		<category><![CDATA[suitabitly standard]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3382</guid>
		<description><![CDATA[When it comes to their money investors must thoroughly investigate the adviser&#8217;s credentials; whether the adviser is held to a fiduciary standard (not just a suitability standard); and whether there are any material conflicts of interest that would exist with the investor/adviser relationship. 
There are many investment credentials out there and sorting through them can [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Advisor Admits Fraud-Employed at a Trusted Wall Street Firm!!</title>
		<link>http://www.investorwatchdog.com/advisor-admits-fraud-employed-at-a-trusted-wall-street-firm</link>
		<comments>http://www.investorwatchdog.com/advisor-admits-fraud-employed-at-a-trusted-wall-street-firm#comments</comments>
		<pubDate>Sat, 20 Feb 2010 01:52:35 +0000</pubDate>
		<dc:creator>Daniel Chen</dc:creator>
				<category><![CDATA[Bad Financial Advice]]></category>
		<category><![CDATA[Report Fraud]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3377</guid>
		<description><![CDATA[This type of action continues to show all of us that the responsibility of qualifying a competent and trusted Advisor to work with still resides with the individual. The investor needs to educate themselves on how to decide on what type of advisor to work with. Investors need to ask questions, review certifications, review investment [...]]]></description>
		<wfw:commentRss>http://www.investorwatchdog.com/advisor-admits-fraud-employed-at-a-trusted-wall-street-firm/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Brokers versus Advisers</title>
		<link>http://www.investorwatchdog.com/brokers-versus-advisers</link>
		<comments>http://www.investorwatchdog.com/brokers-versus-advisers#comments</comments>
		<pubDate>Tue, 16 Feb 2010 22:58:39 +0000</pubDate>
		<dc:creator>Matthew Arndt, CFA, CPA, CFP</dc:creator>
				<category><![CDATA[How to Select Advisors]]></category>
		<category><![CDATA[The Regulators]]></category>
		<category><![CDATA[brokers]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[Fiduciary]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[FINRA]]></category>
		<category><![CDATA[investment adviser]]></category>
		<category><![CDATA[investment advisor]]></category>
		<category><![CDATA[RAND Institute]]></category>
		<category><![CDATA[TD Ameritrade]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3359</guid>
		<description><![CDATA[Many investors are confused about the term investment advice and the different types of professionals who can provide it. Most investors do not understand the differences between investment adviser representatives or brokers calling themselves financial advisers; and the standard of care they think they are receiving from each. 
Fee only investment advisers are legally obligated [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investors Have Short-Term Memories</title>
		<link>http://www.investorwatchdog.com/investors-have-short-term-memories</link>
		<comments>http://www.investorwatchdog.com/investors-have-short-term-memories#comments</comments>
		<pubDate>Wed, 10 Feb 2010 00:08:39 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>
		<category><![CDATA[Who Can I Trust?]]></category>
		<category><![CDATA[independent financial advisors]]></category>
		<category><![CDATA[Registered Investment Advisors]]></category>
		<category><![CDATA[Wall Street Conflicts of Interest]]></category>
		<category><![CDATA[Wall Street Executives]]></category>
		<category><![CDATA[Wall Street Fines]]></category>
		<category><![CDATA[Wall Street Losses]]></category>
		<category><![CDATA[Wall Street Marketing Tactics]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/investors-have-short-term-memories</guid>
		<description><![CDATA[Wall Street is counting on the short-term memories of millions of investors who need their services so it can return to business as usual. 
Two times in the past decade Wall Street greed and incompetence created trillions of dollars of losses for investors. You might think investors would be fed up and pull their assets [...]]]></description>
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		<slash:comments>0</slash:comments>
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