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	<title>Investor Watchdog - Finance Education &#187; 401k</title>
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	<link>http://www.investorwatchdog.com</link>
	<description>Timely financial educational resource information is your best defense against investment schemes &#38; scams</description>
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		<title>401K Participants Beware</title>
		<link>http://www.investorwatchdog.com/401k-participants-beware</link>
		<comments>http://www.investorwatchdog.com/401k-participants-beware#comments</comments>
		<pubDate>Sat, 21 Nov 2009 02:35:34 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[The Politicians]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[401k Participants]]></category>
		<category><![CDATA[401k Trustees]]></category>
		<category><![CDATA[Department of Labor]]></category>
		<category><![CDATA[DOL]]></category>
		<category><![CDATA[Fiduciary Financial Advisors]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[Financial Security]]></category>
		<category><![CDATA[Retirement Lifestyle]]></category>
		<category><![CDATA[Wall Street Lobbyists]]></category>

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		<description><![CDATA[The Department of Labor recently withdrew a new rule that would have allowed financial advisors, who acknowledge they are fiduciaries and work for fees, to give advice to 401k participants.
As Jason Roberts, an attorney at Reish and Reicher, said, &#8220;It seems like someone in Congress gave the DOL an order to stand down.&#8221; In my opinion, Wall Street [...]]]></description>
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		<title>Target Date Mutual Funds Have Hidden Risks</title>
		<link>http://www.investorwatchdog.com/target-date-mutual-funds-have-hidden-risks</link>
		<comments>http://www.investorwatchdog.com/target-date-mutual-funds-have-hidden-risks#comments</comments>
		<pubDate>Fri, 03 Jul 2009 23:23:15 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Bad Products & Services]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[financial disclosure]]></category>
		<category><![CDATA[investor retirement]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[target date mutual funds]]></category>
		<category><![CDATA[understated risk]]></category>

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		<description><![CDATA[Target date mutual funds are&#160;popular products because they are easy for investors to understand. All investors have to do is select a fund based on their projected retirement date.&#160; This&#160;simple sounding&#160;product is a popular alternative in thousands of 401k plans.
Do they work as represented?&#160; Not exactly!&#160; As the stock market plummeted the past couple of [...]]]></description>
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