By: Evor VattuonecloseAuthor: Evor Vattuone Name: Evor Vattuone
Member: Member Paladin
Quality Rating:
Email: evor@aspire.biz
Site: http://paladinregistry.com/external/beaninformedinvestor/advisor_profile.php?advisor_id=2758
About: See Authors Posts (3) | November 5, 2009 | Bad Products & Services, Illegal Schemes & Scams

Using reverse mortgages to fund annuity premium payments has become an increasingly used scam by unscrupulous loan officers and annuity salespeople. Usually a reverse mortgage is for seniors who need the money for living expenses, not deferred annuity payments.
But, with the attraction of hefty commissions on annuity sales, there are a growing number of [...]

By: Rick KahlercloseAuthor: Rick Kahler Name: Rick Kahler
Member: Member Paladin
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Email: rick@kahlerfinancial.com
Site: http://www.kahlerfinancial.com
About: Rick Kahler, MS, CFP®, (www.KahlerFinancial.com) is a fee-only financial planner, speaker, educator, and columnist. Rick is renowned as a pioneer in integrating financial planning and psychology. In 2009, he was recognized by Wealth Manager as the largest financial planning firm in a seven-state region. In 2009, BusinessWeek listed him as one of the 15 most experienced planners in the United States. He is the past chairman of the South Dakota Investment Council, charged with the investment oversight of over six billion dollars. His work and research has been featured or cited in The Wall Street Journal, ABC's 20/20, New York Times, Washington Post, USA Today, Money, SELF, and Parenting. He is a co-author of four revolutionary books on money, financial planning, and therapy: Wired for Wealth (Health Communications, 2008), Facilitating Financial Health (NUCO, 2008), The Financial Wisdom of Ebenezer Scrooge (Health Communications, 2005, 2008), and Conscious Finance (FoxCraft, 2005, 2007).See Authors Posts (9) | August 10, 2009 | Annuities

 A new client recently asked me, “Rick, you’re one of four financial planners we interviewed. Why are you the only one who didn’t tell us we needed an annuity?”  
Actually, this couple had really interviewed only one financial planner and three annuity salespeople.
 
Annuities are a hot financial product in the market place these days. I [...]

By: Matthew Arndt, CFA, CPA, CFP | July 22, 2009 | Annuities, Wall Street Ethics

When I first entered the investment advisory business I promised myself I would not reduce myself to being a commission sales rep and sell trash to investors even if I were dying of starvation.
The proliferation of new ways to package and repackaged garbage in the form of fixed annuities, variable annuities, equity-indexed annuities, and structured [...]

By: Amy HerrickcloseAuthor: Amy Herrick Name: Amy Herrick
Member: Member Paladin
Quality Rating:
Email: rher86@aol.com
Site: http://paladinregistry.com/external/beaninformedinvestor/advisor_profile.php?advisor_id=1258
About: I have been in the financial services industry for over 23 years achieving the Chartered Financial Consultant (ChFC) and Investment Advisor Representative (IAR) designations. For the benefit of my clients, I am a licensed Life, Health, Critical Illness, Long Term Care and Disability Insurance Agent in multiple states. I believe in giving back to the community supporting ministries of the Light of The World Christian Center, Couple to Couple League, The Helping Hands of Goodwill Industries and other non-profit organizations on a local or global level Compliance Disclosure: Amy Rose Herrick, ChFC, Investment Adviser Representative is a Registered Representative of and offers Securities and Investment Advisory Services through Woodbury Financial Services, Inc., Member FINRA, SIPC and Registered Investment Adviser branch office 4536 SE 37th Street Topeka, KS 66605-9141 785-379-0586See Authors Posts (18) | June 11, 2009 | Annuities, Bad Financial Advice

If you have a lump sum to invest you may think to keep the transaction easy that it makes sense to “keep it all together” in a single account or holding. Later on for tax reasons or restrictions on a holding this could be a big mistake in what is then perfect hindsight.

By: John BurkecloseAuthor: John Burke Name: John Burke
Member: Member Paladin
Quality Rating:
Email: jburke@starboardasset.com
Site: http://paladinregistry.com/external/beaninformedinvestor/advisor_profile.php?advisor_id=2874
About: See Authors Posts (3) | June 2, 2009 | Annuities, Bad Products & Services

Our local paper had a headline that four Chrysler dealerships in our area are being closed.  Page three had an article that a local stockbroker has moved from one major Wall Street firm to another and both firms are part of the government bailout program. The estimated bonus the broker group will receive is in [...]

By: Daniel ChencloseAuthor: Daniel Chen Name: Daniel Chen
Member: Member Paladin
Quality Rating:
Email: dcstrategies@yahoo.com
Site: http://paladinregistry.com/external/beaninformedinvestor/advisor_profile.php?advisor_id=1893
About: Dan's specialty is delivered by his Wealth Management Practice with a core competency in Fianancial Planning. The ability to deliver services for a fee eliminates the potential conflicts of interest created by the commission only type of aproach. He maintaines his office in Ocean N.J. however serves a clientel base from coast to coast. Dan believes that the basis for a great life is planning for it. Dan offers a no obligation meeting to decide if his services are appropriate for your needs.See Authors Posts (10) | May 14, 2009 | Bad Products & Services, Financial Advisors, Investment Performance

This is one issue that is being raised more and more as investor’s lack of confidence in the markets become more apparent. Or is it because advisors are losing confidence in their traditional investment solutions? Most advisors have only experienced a bull market, as a result, there is this belief that markets will only go [...]