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	<title>Investor Watchdog - Finance Education &#187; Bernie Madoff</title>
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	<link>http://www.investorwatchdog.com</link>
	<description>Timely financial educational resource information is your best defense against investment schemes &#38; scams</description>
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		<title>How Not to Hire a Financial Advisor or Financial Planner</title>
		<link>http://www.investorwatchdog.com/how-not-to-hire-a-financial-advisor-or-financial-planner</link>
		<comments>http://www.investorwatchdog.com/how-not-to-hire-a-financial-advisor-or-financial-planner#comments</comments>
		<pubDate>Mon, 21 Jun 2010 17:48:46 +0000</pubDate>
		<dc:creator>DFree</dc:creator>
				<category><![CDATA[Financial Advisors]]></category>
		<category><![CDATA[Financial Planners]]></category>
		<category><![CDATA[background checs]]></category>
		<category><![CDATA[Bernie Madoff]]></category>
		<category><![CDATA[competence]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[how not to hire a financial advisor]]></category>
		<category><![CDATA[how to hire]]></category>
		<category><![CDATA[how to interview financial advisors]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3433</guid>
		<description><![CDATA[If you&#8217;re considering hiring a financial advisor or financial planner, here are five things you should avoid during your selection process.
1. Never limit your hiring criteria solely on where the advisor is located in relation to where you live. You should always look for the most competent financial professional vs. the most convenient. 
2. Don&#8217;t [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>North Beach&#8217;s Version of Bernie Madoff?</title>
		<link>http://www.investorwatchdog.com/north-beachs-version-of-bernie-madoff</link>
		<comments>http://www.investorwatchdog.com/north-beachs-version-of-bernie-madoff#comments</comments>
		<pubDate>Sun, 20 Jun 2010 02:12:37 +0000</pubDate>
		<dc:creator>DFree</dc:creator>
				<category><![CDATA[Ponzi Schemes]]></category>
		<category><![CDATA[Bernie Madoff]]></category>
		<category><![CDATA[Giuseppe Viola]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[misleading investors]]></category>
		<category><![CDATA[North Beach]]></category>
		<category><![CDATA[Ponzi scheme]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=3429</guid>
		<description><![CDATA[Here&#8217;s another sad but true story of investors who were taken to the cleaners by a ponzi operator. Giuseppe Viola is accused of running a ponzi in North Beach, a well known San Francisco neighborhood. 
Like so many other ponzi operators, he promised investors returns of 20-25% on their investments, was a very good name [...]]]></description>
		<wfw:commentRss>http://www.investorwatchdog.com/north-beachs-version-of-bernie-madoff/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FINRA Uses Damage Control to Avoid Responsibility</title>
		<link>http://www.investorwatchdog.com/finra-uses-damage-control-to-avoid-responsibility</link>
		<comments>http://www.investorwatchdog.com/finra-uses-damage-control-to-avoid-responsibility#comments</comments>
		<pubDate>Fri, 09 Oct 2009 00:57:57 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Investor Information]]></category>
		<category><![CDATA[Bernie Madoff]]></category>
		<category><![CDATA[FINRA]]></category>
		<category><![CDATA[investor education]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/finra-uses-damage-control-to-avoid-responsibility</guid>
		<description><![CDATA[We know FINRA (Financial Industry Regulatory Authority) is supposed to protect investors from bad financial advisors, bad financial service companies, and bad investment products. We know they have not been very effective based on their inability to detect the Madoff Securities scam and the alleged Stanford Financial Group fraud before thousands of investors lost billions of dollars.
We also know [...]]]></description>
		<wfw:commentRss>http://www.investorwatchdog.com/finra-uses-damage-control-to-avoid-responsibility/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>FINRA Acknowledges Incompetence</title>
		<link>http://www.investorwatchdog.com/finra-acknowledges-incompetence</link>
		<comments>http://www.investorwatchdog.com/finra-acknowledges-incompetence#comments</comments>
		<pubDate>Fri, 02 Oct 2009 22:10:57 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Investor Information]]></category>
		<category><![CDATA[audit practices]]></category>
		<category><![CDATA[Bernie Madoff]]></category>
		<category><![CDATA[FINRA]]></category>
		<category><![CDATA[Ponzi scheme]]></category>
		<category><![CDATA[SEC]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/finra-acknowledges-incompetence</guid>
		<description><![CDATA[You may not be familiar with FINRA (Financial Industry Regulatory Authority) and its role in protecting investors from bad securities companies, bad financial advisors, and bad investment products.
Like the SEC, FINRA has acknowledged inadequate audit practices that failed to detect the fraudulent business practices of Bernie Madoff and other Ponzi schemes. Like the SEC, FINRA
]]></description>
		<wfw:commentRss>http://www.investorwatchdog.com/finra-acknowledges-incompetence/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Watch-out for Funds of Hedge Funds</title>
		<link>http://www.investorwatchdog.com/watch-out-for-funds-of-hedge-funds</link>
		<comments>http://www.investorwatchdog.com/watch-out-for-funds-of-hedge-funds#comments</comments>
		<pubDate>Tue, 22 Sep 2009 23:17:54 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Investor Information]]></category>
		<category><![CDATA[Bernie Madoff]]></category>
		<category><![CDATA[hedge funds]]></category>
		<category><![CDATA[investor education]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=2152</guid>
		<description><![CDATA[Watch-out the next time your friendly financial advisor recommends you invest in a registered mutual fund that re-invests your assets in unregistered hedge funds. There are all kinds of problems with this recommendation, but we will focus on three.
First, you are going to pay an incredible amount of fees and commissions. The advisor wants to&#160;be [...]]]></description>
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		<slash:comments>0</slash:comments>
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