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	<title>Investor Watchdog - Finance Education &#187; deceptive sales tactics</title>
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	<link>http://www.investorwatchdog.com</link>
	<description>Timely financial educational resource information is your best defense against investment schemes &#38; scams</description>
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		<title>There are Three Types of Financial Advisors</title>
		<link>http://www.investorwatchdog.com/there-are-three-types-of-financial-advisors</link>
		<comments>http://www.investorwatchdog.com/there-are-three-types-of-financial-advisors#comments</comments>
		<pubDate>Tue, 17 Jan 2012 21:52:33 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[Full Transparency]]></category>
		<category><![CDATA[Who Can I Trust?]]></category>
		<category><![CDATA[deceptive sales tactics]]></category>
		<category><![CDATA[due diligence]]></category>
		<category><![CDATA[Exaggeration]]></category>
		<category><![CDATA[full disclosure]]></category>
		<category><![CDATA[Misrepresentation]]></category>
		<category><![CDATA[Omission]]></category>
		<category><![CDATA[transparency]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/there-are-three-types-of-financial-advisors</guid>
		<description><![CDATA[Due diligence is the process investors use to gather and evaluate financial advisor information before they sign a contract or invest assets.
Full disclosure is a financial advisor business practice that is based on the professionals&#8217; willingness to provide complete, accurate information to investors. Based on these descriptions, there are three types of advisors.
High quality advisors [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Don&#8217;t Financial Advisors Have to Tell the Truth?</title>
		<link>http://www.investorwatchdog.com/dont-financial-advisors-have-to-tell-the-truth</link>
		<comments>http://www.investorwatchdog.com/dont-financial-advisors-have-to-tell-the-truth#comments</comments>
		<pubDate>Tue, 08 Nov 2011 00:26:03 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[How to Select Advisors]]></category>
		<category><![CDATA[deceptive sales tactics]]></category>
		<category><![CDATA[Documentation]]></category>
		<category><![CDATA[Exaggeration]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[FINRA]]></category>
		<category><![CDATA[investment advisor]]></category>
		<category><![CDATA[Misrepresentation]]></category>
		<category><![CDATA[Money Manager]]></category>
		<category><![CDATA[Omission]]></category>
		<category><![CDATA[Sales Claims]]></category>
		<category><![CDATA[Sales Pitch]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[State Securities Commissioner]]></category>
		<category><![CDATA[Tell the Truth]]></category>
		<category><![CDATA[Trust]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/dont-financial-advisors-have-to-tell-the-truth</guid>
		<description><![CDATA[We get this question all of the time from investors who use the services of financial advisors.
Yes, advisors are supposed to tell the truth. However, less ethical advisors use three deceptive sales tactics to sell investment and insurance products.
Omission &#8211; What they don&#8217;t tell you. You have to ask the right questions.
Misrepresentation &#8211; What they [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Don&#8217;t Financial Advisors Have Track Records?</title>
		<link>http://www.investorwatchdog.com/why-dont-financial-advisors-have-track-records</link>
		<comments>http://www.investorwatchdog.com/why-dont-financial-advisors-have-track-records#comments</comments>
		<pubDate>Tue, 08 Nov 2011 00:13:35 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[Who Can I Trust?]]></category>
		<category><![CDATA[Coached References]]></category>
		<category><![CDATA[deceptive sales tactics]]></category>
		<category><![CDATA[disclosure]]></category>
		<category><![CDATA[Fake Track Records]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[investment advisor]]></category>
		<category><![CDATA[Money Manager]]></category>
		<category><![CDATA[Wall Street Scams]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/why-dont-financial-advisors-have-track-records</guid>
		<description><![CDATA[The answer is simple. Wall Street and the advisors who market its investment products do not want you to have this information. If you had the information you may not buy what they are selling.
The advisors&#8217; argument is they don&#8217;t have track records because all of their clients are different: younger, older, working, retired, etc. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Advisors Could be Politicians</title>
		<link>http://www.investorwatchdog.com/financial-advisors-could-be-politicians</link>
		<comments>http://www.investorwatchdog.com/financial-advisors-could-be-politicians#comments</comments>
		<pubDate>Sat, 30 Jan 2010 00:33:41 +0000</pubDate>
		<dc:creator>Jack Waymire</dc:creator>
				<category><![CDATA[Deceptive Sales Practices]]></category>
		<category><![CDATA[The Politicians]]></category>
		<category><![CDATA[deceptive sales tactics]]></category>
		<category><![CDATA[Financial Advisor Spin]]></category>
		<category><![CDATA[Political Spin]]></category>
		<category><![CDATA[President Obama]]></category>
		<category><![CDATA[Wall Street Ethics]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/financial-advisors-could-be-politicians</guid>
		<description><![CDATA[I was reminded the other night, watching President Obama&#8217;s State of the Union message, that politicians and low quality financial advisors use the same deceptive sales tactics.
First, Obama told people what they wanted to hear. They wanted to lower unemployment; he will lower unemployment. They wanted economic growth; he will create growth. Financial advisors use [...]]]></description>
		<wfw:commentRss>http://www.investorwatchdog.com/financial-advisors-could-be-politicians/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Warning Signs!!</title>
		<link>http://www.investorwatchdog.com/warning-signs</link>
		<comments>http://www.investorwatchdog.com/warning-signs#comments</comments>
		<pubDate>Tue, 29 Sep 2009 23:56:19 +0000</pubDate>
		<dc:creator>Daniel Chen</dc:creator>
				<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[deceptive sales tactics]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[investor education]]></category>
		<category><![CDATA[investor protection]]></category>

		<guid isPermaLink="false">http://www.investorwatchdog.com/?p=2210</guid>
		<description><![CDATA[Warning Signs
Here is an issue that should raise a red flag should your financial advisor ever approach you with it. It is a fact that during very difficult and uncertain financial times, individuals are more susceptible to scams and fast money making schemes. Of course there are always a few ideas, no matter what type [...]]]></description>
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		<slash:comments>2</slash:comments>
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